corals under water

Estate and Legacy Giving

The IRA Gift (QCD)

Talk to Us

  • Call 800-519-1541

Tax Info

Legal Address: 1300 19th Street NW, 8th Floor, Washington, D.C. 20036

Federal Tax ID Number: 23-7245152

Your IRA can provide a tax-smart way to make an impact with Ocean Conservancy now. The Qualified Charitable Distribution or QCD (sometimes called an “IRA Charitable Rollover”) is a great way to make a tax-free gift now to Ocean Conservancy and satisfy your Required Minimum Distribution (RMD), too.

How Do I Qualify?

A QCD offers multiple benefits for making gifts from your IRA.

  • You must be 70½ years or older at the time of the gift.
  • Gifts must go directly from your IRA to Ocean Conservancy.
  • For 2024, total QCD gifts cannot exceed $105,000 per donor.

Benefits of QCD

  • If you don’t itemize your income tax deductions, a QCD offers all of the benefits of an itemized income tax charitable deduction
  • If you are age 73 or older and must take a RMD, a QCD gift can satisfy your RMD without increasing your income taxes.
  • You may direct your gift to a program or area of your choice.
  • It is a wonderful way to create an immediate impact on Ocean Conservancy.

How Can I Make a QCD?

Contact your IRA administrator to request a QCD from your IRA to Ocean Conservancy.

If you decide to make a gift, ask your administrator to notifying us that you intend to a make a gift by providing your information here.