corals under water

Estate and Legacy Giving

The IRA Gift (QCD)

Talk to Us

  • oceanlegacy@oceanconservancy.org
  • Call 800-519-1541

Your IRA can provide a tax-smart way to make an impact with Ocean Conservancy now. The Qualified Charitable Distribution or QCD (sometimes called an “IRA Charitable Rollover”) is a great way to make a tax-free gift now to Ocean Conservancy and satisfy your Required Minimum Distribution (RMD), too.

How Do I Qualify?

A QCD offers multiple benefits for making gifts from your IRA.

  • You must be 70½ years or older at the time of the gift.
  • Gifts must go directly from your IRA to Ocean Conservancy.
  • Gifts can not exceed $100,000 per individual per year (and cannot exceed $200,000 per couple per year).

Benefits of QCD

  • If you don’t itemize your income tax deductions, a QCD offers all of the benefits of an itemized income tax charitable deduction
  • If you are age 72 or older and must take a RMD, a QCD gift can satisfy your RMD without increasing your income taxes.
  • You may direct your gift to a program or area of your choice.
  • It is a wonderful way to create an immediate impact on Ocean Conservancy.

How Can I Make a QCD?

Contact your IRA administrator to request a QCD from your IRA to Ocean Conservancy.

If you decide to make a gift, ask your administrator to notifying us that you intend to a make a gift by providing your information here.